FreeCharge’s ‘Chat and Pay’ Digital Payments for consumers and merchants

FreeCharge brings ‘Chat and Pay’, is an engaging and secure way of enabling social payments also known as Person-to-person (P2P) payments. This interface also serves to connect merchants and consumers to chat, shop and pay – Person-to-Merchant (P2M) payments.

FreeCharge customers can seamlessly chat and pay in a secure way to friends, family, and merchants in less than 5 seconds. It also enables direct buyer – seller Chat interface for merchants, small or large to accept digital payments in less than 1 minute after registering on the FreeCharge App. Going forward, merchants will also be able to upgrade their payment limits of INR 10, 0000 with necessary KYC verification.

FreeCharge’s digital payments platform is to empower customers to discover nearby stores, place orders, exchange views and product images with merchants and pay on chat once the order is delivered. Merchants can now accept payments by registering their bank account number, geolocation and chose a custom identifier, a #paytag to allow customers to identify their service area through their FreeCharge App. This will further simplify and streamline the payments ecosystem, including the onboarding of merchants from both organized and unorganized sectors making FreeCharge the most widely used payments platform in the offline space.

At launch, the ‘Chat and Pay’ service will be available on Android and will be available on iOS and Windows over the next few weeks.